You have the power to send domestic or international wires around the globe using digital wire functionality, available in Republic Bank's Online & Mobile Banking*!
Submitting a wire online will submit your wire details to the Republic Bank Wire team for review. To save you time, please verify and confirm your payment, beneficiary, beneficiary and intermediary bank details with the beneficiary financial institution before beginning the wire form. Wires submitted with expired IDs on file will not process until an up to date government issued photo-ID is provided . For same day domestic wires, please submit the online wire form by 2PM EST. Domestic wires submitted on non-business days (ie. weekend, bank holiday) will be reviewed the following business day. International wires reviewed and approved to process may not arrive same business day. The online wire limit is $300,000 per day, per wire, per month. Please review your Account Rules & Other Important Disclosures for Wire Fees.
Follow the steps below to send an online wire.
1. Log in & Select "Move Money"
Log into your Online Banking account at RepublicBank.com and hover over "Move Money" on the blue navigation menu. Select "Send Online Wires."
2. Enter Your Wire Pay Details
Select the "Make Payments" option under "What do you want to do?"
Provide your wire details in the "How do you want to pay?" section. Select a one time payment, or if you have a beneficiary you frequently wire to, you can select a wire template in the drop down menu. You can manage online wire templates by hovering over Move Money, then select "Manage My Online Wire Templates". Using a wire template will automatically prefill your payment, beneficiary, beneficiary bank, and intermediary bank details. You can then enter your payment amount and date and submit your online wire.
For one time payments, you will need to provide your required Republic Bank funding account you wish to wire from, your payment type (domestic or international), beneficiary information, the payment name (optional), payment description, and select how you would like to offset the payments.
3. Enter Beneficiary Details
Provide who you want to pay. Be sure to enter the beneficiary name as it appears on the beneficiary account. You will need to provide the address, city/town, zip/postal code, state/providence/region, country, bank account number, any reference information or additional instructions.
4. Enter Beneficiary Bank Details
Here, you will need to enter in the wire routing number. You can also add an optional note to the beneficiary financial institution.
5. Enter Intermediary Bank Details (Optional)
While not common, beneficiary banks may not receive wires directly and require you to enter the intermediary bank information. If you are unsure of the beneficiary institution intermediary routing and account number, you will need to contact the beneficiary and enter intermediary bank details provided by the beneficiary. If there are not intermediary bank details necessary, you can skip this step.
6. Enter Your Payment Amount & Send Date
Enter your payment amount and send on date. Be sure to note the applicable wire fee. Please review your Account Rules & Other Important Documents for Wire Fees.
7. Continue to Review & Pay
For additional security and to proceed to submit your online wire, you may receive a One-Time-Passcode to verify your identity with an option to select a call or text. If you select text, Republic Bank will send you a text from short code 45-45-45 and ask you to text the code back to verify it's you. If you select a call, you will receive an automated phone call from 888-782-3333. Once we have confirmed your identity, you will then proceed to the confirmation page.
Here is an example of the text message:
On the confirmation page, you can then review your online wire information and select "Pay" to submit your wire to our Wire Team. Please note that applicable wire fee will process on your Republic Bank funding account.
Once you select "Pay", your scheduled wire will be listed under the Scheduled Payments tab until the Wire team reviews your online wire. Approved payments will be listed under "Approved Payments" and any failed or declined payments will be listed under "Declined/Failed Payments."
You also have the option to save your payment as a template to save time and pay in the future.
Please note to be available at the phone number you have on file provided that there are any questions or confirmations from our Wire team regarding your submitted online wire.
*Message and data rates may apply from your wireless carrier.
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