Loan Payments

Frequently Asked Questions about Loan Payments

How soon will a late charge be assessed to my loan when my payment is late?
Most of our loans have a grace period to allow you to make your payment after the due date but before a late charge assesses. Please refer to the terms of y...
Fri, 23 Jun, 2023 at 3:17 PM
I want to pay my Revolving/Home Equity Line of Credit down to a zero balance but would like to leave it open for future use. What do I need to do?
Please contact our Payments Department at (502) 394-4464 to request the “Pay to Zero” amount for your loan. A Payments Specialist will be happy to assist yo...
Fri, 23 Jun, 2023 at 3:17 PM
Is the “Pay to Zero” amount the same as my principal balance?
The principal balance is only a portion of the “Pay to Zero” amount. You may have other balances due on your loan, such as interest and late charges. Please...
Fri, 23 Jun, 2023 at 3:17 PM
What do I do if I can't make my loan payment?
If you're facing financial difficulties due to a reduction in income or increased housing expenses due to circumstances out of your control, we have pro...
Fri, 23 Jun, 2023 at 3:18 PM
What is the best way to pay my Republic Bank loan?
What is the best way to pay my Republic Bank loan? The best way to make a payment: Make a transfer directly from your Republic Bank checking to your loan w...
Fri, 16 Feb, 2024 at 11:03 AM
Can I make my loan payment over the phone?
If you are making a payment from an outside account, you can make payments over the phone. There is also an alternative option to pay your loan from an outs...
Thu, 17 Sep, 2026 at 10:41 AM