Our expectation is that you will deposit funds immediately to cover any overdrawn balance. However, if your Current Balance is overdrawn, you may be assessed up to 5 Overdraft Fees and up to 10 Returned Item Fees per day. You will not be charged an Overdraft Fee or a Returned Item Fee unless your Available Balance is negative by more than $5. You will also not be charged Overdraft or Returned Item Fees for any individual transactions that are less than $10.
Will I need to deposit funds to cover my overdraft? Print
Modified on: Mon, 18 May, 2026 at 2:15 PM
Did you find it helpful? Yes No
Send feedbackSorry we couldn't be helpful. Help us improve this article with your feedback.