We will not pay transactions that would cause an Overdraft if you opt out of Overdraft Honor, if we terminate your participation in Overdraft Honor, or if your product otherwise is not eligible for Overdraft Honor. If your account has an insufficient Available Balance to cover a transaction in such circumstances, the item will be returned unpaid and you will be charged a Returned Item or NSF fee. Note that, even if you do not participate in Overdraft Honor, you may still incur Daily Overdraft Fees.


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