Escrow

Where do I send my property tax bill?
Send your property tax bill to Republic Bank:  via email to taxbill@republicbank.com via fax to 502-498-1500 via mail to Republic Bank:               ...
Fri, 23 Jun, 2023 at 3:24 PM
What is the mortgagee clause?
A mortgagee clause is an address that should be listed on your insurance policy, so that Republic Bank will receive your insurance documents at the same tim...
Fri, 23 Jun, 2023 at 3:24 PM
I received a letter requesting proof of insurance (force place).
You or your agent can forward a copy of your current insurance to escrow@republicbank.com. Can't find what you're looking for? Contact us.
Fri, 23 Jun, 2023 at 3:24 PM
Do I have to pay my escrow shortage?
You do not have to pay your escrow shortage, unless you choose to. If you pay the shortage amount, your payment will not increase as much as it was going to...
Fri, 23 Jun, 2023 at 3:25 PM
Why did my payment still go up even though I paid my escrow shortage?
Paying the escrow shortage does not keep the escrow payment the same. Your escrow payment will continue to adjust each year based on your latest insurance o...
Fri, 23 Jun, 2023 at 3:25 PM
Can I pay my escrow shortage over the phone?
If you are making an escrow payment from an outside account, you can make payments over the phone for a $5 fee. However, we do offer an alternative option t...
Fri, 23 Jun, 2023 at 3:25 PM
How can I get my escrow amount to stay the same?
To maintain banking regulations, Republic Bank does not allow stagnant escrow payments due to yearly adjustments based on your most recent insurance and/or ...
Fri, 23 Jun, 2023 at 3:26 PM
What do I need to do if I am switching insurance companies?
Make sure Republic Bank is listed as the mortgagee on your new policy Contact your insurance agent or company to cancel your previous policy If you rece...
Fri, 23 Jun, 2023 at 3:26 PM
What should I do if I received a claim check from my insurance company for property damage?
Please visit any Republic Bank banking center with your claim check and all supporting insurance documentation that describes the damages. The banking cente...
Fri, 23 Jun, 2023 at 3:26 PM
When will I be refunded my escrow money after I paid off my loan?
Republic Bank will apply the funds sitting in your escrow to the principal balance of the loan in order to lower your final payoff amount. Can't fi...
Fri, 23 Jun, 2023 at 3:26 PM