Loan Payments

Frequently Asked Questions about Loan Payments

How soon will a late charge be assessed to my loan when my payment is late?
Most of our loans have a grace period to allow you to make your payment after the due date but before a late charge assesses. Please refer to the terms of y...
Fri, 23 Jun, 2023 at 3:17 PM
I want to pay my Revolving/Home Equity Line of Credit down to a zero balance but would like to leave it open for future use. What do I need to do?
Please contact our Payments Department at (502) 394-4464 to request the “Pay to Zero” amount for your loan. A Payments Specialist will be happy to assist yo...
Fri, 23 Jun, 2023 at 3:17 PM
Is the “Pay to Zero” amount the same as my principal balance?
The principal balance is only a portion of the “Pay to Zero” amount. You may have other balances due on your loan, such as interest and late charges. Please...
Fri, 23 Jun, 2023 at 3:17 PM
What do I do if I can't make my loan payment?
If you're facing financial difficulties due to a reduction in income or increased housing expenses due to circumstances out of your control, we have pro...
Fri, 23 Jun, 2023 at 3:18 PM
What is the best way to pay my Republic Bank loan?
What is the best way to pay my Republic Bank loan? The best way to make a payment: Make a transfer directly from your Republic Bank checking to your loan w...
Fri, 16 Feb, 2024 at 11:03 AM
Can I make my loan payment over the phone?
If you are making a payment from an outside account, you can make payments over the phone for a $5 fee. However, we do offer a free alternative option to pa...
Fri, 23 Jun, 2023 at 3:19 PM