No. Accessing your credit score is a “soft inquiry,” which does not affect your credit.  Lenders use “hard inquiries” to make decisions about your creditworthiness when you apply for loans, but a consumer checking their own credit report or credit report has no negative affect.



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*Credit Score powered by SavvyMoney is a feature made available at no additional cost for clients that have enrolled in Republic Bank’s Online & Mobile Banking. All Credit Score information and resources are solely provided and backed by SavvyMoney and cannot be guaranteed by Republic Bank & Trust Company.