If you overdraw your Account, we may cover certain Items (depending on your authorization) up to your Overdraft Honor Limit. This will require no action on your part. However, you should not become dependent on this Program to meet long-term cash needs. We recommend that you balance and reconcile your Account in order to reduce the likelihood of creating an overdraft Item. You will be responsible for payment of any outstanding Overdraft and related Overdraft Fees and Returned Item Fees resulting from the use of Standard Overdraft Honor.


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